A Gluten-free, Dairy-free & Sugar-free Surprise!

Gluten-free + Dairy-free + Sugar-free = Banana Chocolate Chip Oat Muffins

Gluten-free + Dairy-free + Sugar-free = Banana Chocolate Chip Oat Muffins

About 6 months ago, I was chatting with my good friend Naomi, who also started on a gluten-free and dairy-free diet around the same time as me.  However, she went further by totally cutting out refined sugar.  I have to admit, sometimes I still “cheat” with the sugar-free part, such as eating a Kit Kat bar the other day during break at work.  I tell myself a little refined sugar indulgence is ok once in a while, and compensate it with exercise.  It’s all about balancing! 🙂  Anyways, Naomi went on this eating lifestyle change at the recommendation of her naturopathic doctor for health reasons.  I truly admire her self-control on eating gluten-free, dairy-free and sugar-free daily!

When I saw her for her birthday a few days ago, she looked absolutely stunning, glowing with health.  To begin with, she has always been beautiful; she looks like a classy, younger version of Ashley Judd with short dark hair.  Nonetheless, the demands of her hectic career affected her physical appearance and energy level in the past few years.  As a result, she gained some weight and had unhealthy pallor of skin.  Now that she has been on her gluten-free, dairy-free and sugar-free diet for about 6 months, I can really see the difference it has made on her physical appearance.  Her skin is more radiant, her eyes are brighter, and she has slimmed down.  She confides in me that her energy level is much better and she believes it’s all due to changing her eating habits.  As well, her increased energy level allows her to focus on balancing between work and family.  I’m absolutely thrilled for Naomi and through her, see how healthy eating and balanced living work hand in hand towards happiness!

Naomi inspired me to create the following gluten-free, dairy-free and sugar-free muffins.  A few years ago, Naomi decided to stop buying gifts for family and friends. Instead, she would hand make gifts for them.  I followed suit and surprised her with these yummy treats for her birthday. 🙂

I will now share with you the recipe that I made especially for my dearest friend Naomi.


Makes: 18 muffins

Preparation Time: 15 minutes

Total Time: about 35 minutes

Special Notes: 

In my further exploration of gluten-free flour, I discovered quinoa flour.  It is high in protein, calcium and iron; it also gives a nutty and sweet taste to the baked goods.  It adds lightness to the baked goods, so I decided to combine it with the almond flour (which makes baked goods dense).  The result of the combination was perfect!

-The sugar from the ripe bananas and the lesser amount of sugar in the semisweet/bittersweet chocolate chips compared to other chocolate types, make the muffins sweet in a natural way!


2 cups almond flour/meal

2 cups quinoa flour

1 1/2 cups rolled oats (wheat-free & dairy-free)

1/2 teaspoon baking soda

1/4 teaspoon salt

1 teaspoon ground cinnamon

3 ripe and mashed bananas

3 eggs

1/3 cup unsweetened almond milk

1 cup semisweet or bittersweet chocolate chips


  1. Preheat oven to 350°F.  Line muffin pans with large baking cups.
  2. Combine almond flour, quinoa flour, rolled oats, baking soda, salt and cinnamon in a bowl.
  3. Combine bananas, eggs, almond milk and chocolate chips in another bowl.
  4. Add the dry ingredients to the wet and mix well.
  5. Fill each baking cup evenly with the batter.
  6. Bake for 18-20 minutes.
  7. Let the muffins cool completely.
  8.  Bon appétit!

*I asked Naomi to write a mini review on the muffins after she consumed all of them, and here it is:

“I’ve tried many Gluten-free Sugar-free muffins/recipes before and they all seem to end up with a very dense, heavy texture.  But not these muffins!  They are light and fluffy, with great taste.  They have a natural sweetness from the bananas.  Delicious for a healthy breakfast, snack or even dessert!”